Advance Commercial Finance (“we”, “our”, “us”) is committed to protecting your privacy. This policy explains how we collect, use, store, and protect personal data in accordance with UK data protection laws, including the UK GDPR and the Data Protection Act 2018.
1. Information We Collect
We may collect the following information:
- Personal information: name, business contact details, email address, phone number.
- Business information: company name, financial information, invoices, contracts, and business documents.
- Technical information: IP address, browser type, device details, and usage data when you visit our website.
2. How We Use Your Information
We use your information to:
- Provide commercial finance services and advice.
- Assess applications and process funding requests.
- Communicate with you about your account, funding, or services.
- Comply with legal obligations, including anti-money laundering checks.
- Improve our services and website.
3. Legal Basis for Processing
We process your personal data on the basis of:
- Contractual necessity: to provide services you have requested.
- Legal obligation: to comply with financial and regulatory requirements.
- Legitimate interests: to improve services, prevent fraud, and communicate with clients.
- Consent: where you have explicitly agreed to marketing communications.
4. Sharing Your Information
We may share your data with:
- Service providers who assist with payment processing, IT services, or analytics.
- Regulatory authorities when required by law.
- Professional advisers such as auditors or legal consultants.
We do not sell or trade your personal information.
5. International Transfers
Your information may be processed by third parties outside the UK or EEA. Where this occurs, we ensure appropriate safeguards are in place to protect your data.
6. Data Retention
We retain personal data only as long as necessary for the purposes outlined above or as required by law. Once no longer required, your data will be securely deleted or anonymised.
7. Your Rights
Under UK data protection law, you have the right to:
- Access your personal data.
- Request correction of inaccurate or incomplete data.
- Request deletion of your data (where lawful).
- Object to processing or request restriction of processing.
- Withdraw consent to marketing communications.
- Lodge a complaint with a supervisory authority (ICO in the UK).
To exercise any of these rights, please contact us using the details below.
8. Cookies and Website Tracking
Our website may use cookies to improve your experience and analyze site traffic. You can manage cookie preferences via your browser settings. For detailed information, see our Cookie Policy.
9. Security
We implement appropriate technical and organizational measures to protect your data from unauthorized access, loss, or misuse.
10. Changes to This Policy
We may update this Privacy Policy from time to time. Any changes will be posted on our website, and the updated version will take effect immediately.
11. Contact Information
If you have any questions or wish to exercise your data protection rights, please contact us:
Address:
Virage Suite, 4th Floor, Virage Point, Green Lane, Cannock, WS11 0NH
Email: info@ac-finance.co.uk
Phone: 01543 713 016
